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Opinions expressed herein are solely those of Quality Financial Planning, LLC, and our editorial staff. The information contained in this material has been derived from sources believed to be reliable, but it is not guaranteed as to accuracy and completeness, and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser before implementation. Advisory services are offered by Quality Financial Planning, LLC, an Investment Advisor in the States of Texas and Florida. Being registered as an investment adviser does not imply a certain level of skill or training.

Insurance products and services are offered through Reyes Benefits, Inc., an affiliated company.  Quality Financial Planning, LLC and Reyes Benefits, Inc. are not affiliated with or endorsed by the Social Security Administration or any government agency.

The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Texas or Florida, where otherwise legally permitted.

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Purchases are subject to suitability. This requires a review of an investor’s objective, risk tolerance, and time horizons. Investing always involves risk and possible loss of capital.