Disclosures

Quality Financial Planning, LLC (“QFP”) is a registered advisory firm in the States of Florida and Texas. QFP and its representatives are in compliance with the current filing requirements imposed upon the States of Florida and Texas registered investment advisers and by those states in which QFP maintains clients. QFP may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.

QFP’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of QFP’s website on the Internet should not be construed by any consumer and/or prospective client as QFP’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by QFP with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

For information pertaining to the registration status of QFP, please contact the SEC or the state securities law administrators for those states in which QFP maintains a notice filing. A copy of QFP’s current written disclosure statement discussing QFP’s business operations, services, and fees is available from QFP upon written request. QFP does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to QFP’s website or incorporated herein, and takes no responsibility thereto. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Past performance may not be indicative of future results.

Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended by QFP) or product made reference to directly or indirectly on this website, or indirectly via hyperlink to an unaffiliated third party website, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.

Certain portions of QFP’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, QFP’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from QFP or from any other investment professional. No portion of the website content should be interpreted as legal, accounting, or tax advice.

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to QFP’s website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from QFP, or from any other investment professional.

Specific information contained in this site has been compiled based upon information obtained from sources QFP reasonably believes to be reliable. Such information has not been independently verified and no guarantee, representation or warranty, express or implied is made as to its accuracy, completeness or correctness. QFP reserves the right, in its sole discretion and without any obligation, to make improvements to, or correct any error or omissions in any portion of the content of this site and QFP shall have no obligation to notify you of any changes.

QFP owns and maintains this site. Nothing in this site shall be construed as granting, by implication, estoppel or otherwise, any license or right to use any image, trademark, logo or service mark in the site. Anything that you transmit to this site becomes the property of QFP, may be used by QFP for any lawful purpose, and is further subject to disclosure as deemed appropriate by QFP, including to any legal or regulatory authority to which QFP is subject. QFP reserves all rights with respect to copyright and trademark ownership of all material contained in this site and will enforce such rights to the full extent of the law. This site is for your personal and non- commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from this site. Links on this site may lead to services or sites not operated by QFP, and as such QFP takes no responsibility for other sites or services.

Each client and prospective client agrees, as a condition precedent to his/her/its access to QFP’s website, to release and hold harmless QFP, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from QFP.